A small personal loan is typically a loan that ranges from €1,000 to €1,000,000, no collateral or equity required. Whether you need quick cash to cover the cost of an unexpected expense such as a medical bill, or to finance an emergency car or home repair, a personal loan from Youtong Loan Financial can deliver the funds to your account as soon as the next business day2.

Compared with payday loans or footing the bill with your credit card, this type of loan tends to come with a lower interest rate that won’t change and no annual fees, which also means lower monthly payments and more cash flow for you.